{"id":4,"date":"2022-02-27T23:44:18","date_gmt":"2022-02-27T23:44:18","guid":{"rendered":"http:\/\/box5229.temp.domains\/~cioinsig\/?page_id=4"},"modified":"2023-01-13T09:50:10","modified_gmt":"2023-01-13T16:50:10","slug":"home","status":"publish","type":"page","link":"https:\/\/cio-insights.com\/","title":{"rendered":"Home"},"content":{"rendered":"<div\n      class=\"kv-control-placeholder kv-_page\"\n      data-kv-control=\"1\">\n    <\/div> <section class=\"background-id_3m17 section-47 hypoxu08\" style=\" position:relative;\">\n  <a name=\"section47\"><\/a>\n    <div\n    class=\"kv-control-placeholder kv-_section\"\n    data-kv-control=\"background\">\n  <\/div> <div class='kv-background  ' style=\" background-color: rgb(0,0,0);\">\n        \n        <div class='kv-background-inner ' data-image=\"background-image: url(&#x27;https:\/\/images.builderservices.io\/s\/cdn\/v1.0\/i\/m?url&#x3D;https%3A%2F%2Fstorage.googleapis.com%2Fproduction-bluehost-v1-0-2%2F142%2F1269142%2FcWF72SwL%2F901d1eaae4874912a64de8ef7ab0695a&amp;methods&#x3D;resize%2C2000%2C5000&#x27;);\" style=\"\n          background-image: url(&#x27;https:\/\/images.builderservices.io\/s\/cdn\/v1.0\/i\/m?url&#x3D;https%3A%2F%2Fstorage.googleapis.com%2Fproduction-bluehost-v1-0-2%2F142%2F1269142%2FcWF72SwL%2F901d1eaae4874912a64de8ef7ab0695a&amp;methods&#x3D;resize%2C2000%2C5000&#x27;);\n          \n          \n          background-color: rgb(0,0,0);\n          opacity: 0.62;\"><\/div>\n          \n<\/div>\n\n  <div class=\"position-relative kv-content\">\n    <div\n    class=\"kv-control-placeholder kv-_section\"\n    data-kv-control=\"content\">\n  <\/div> <div class=\"kv-ee-section kv-ee-section--md \"><div class=\"kv-ee-container kv-ee-align-center\"><div class=\"kv-ee-row kv-ee-cover-text\"><div class=\"kv-ee-col-lg-12\">  <h2 class=\"kv-ee-cover-title kv-ee-section-title kv-ee-section-title--md\" data-type=\"text\" tabindex=\"0\"><font class=\"cstm-fnt\" style=\"font-size: 110.1%;\">A Chief Investment Officer&#8217;s uncommon take on everything money, investing, and retirement.<\/font><span data-prop=\"title\" class=\"ck-editable-element\" data-editable=\"basic\" style=\"display:none;\"><\/span><\/h2>   <\/div><\/div><\/div><\/div>\n  <\/div>\n<\/section>\n<style scoped>.hypoxu08 .kv-ee-section{display:flex;align-items:center;box-sizing:content-box}.hypoxu08 .kv-ee-cover-subtitle{margin-bottom:1rem}.hypoxu08 .kv-ee-cover-title{margin-bottom:1.5rem}.hypoxu08 .kv-ee-cover-description{max-width:32rem}.hypoxu08 .kv-ee-button{margin-bottom:1rem;margin-top:.5rem}.hypoxu08 .kv-ee-align-left{text-align:left}.hypoxu08 .kv-ee-align-left .kv-ee-cover-description{margin-right:auto}.hypoxu08 .kv-ee-align-left .kv-ee-button{margin-right:1.5rem}.hypoxu08 .kv-ee-align-center{text-align:center}.hypoxu08 .kv-ee-align-center .kv-ee-cover-description{margin-left:auto;margin-right:auto}.hypoxu08 .kv-ee-align-center .kv-ee-button{margin-right:.75rem;margin-left:.75rem}.hypoxu08 .kv-ee-align-right{text-align:right}.hypoxu08 .kv-ee-align-right .kv-ee-cover-description{margin-left:auto}.hypoxu08 .kv-ee-align-right .kv-ee-button{margin-left:1.5rem}<\/style><div\n      class=\"kv-control-placeholder kv-_page\"\n      data-kv-control=\"2\">\n    <\/div> <section class=\"background-id_0 section-1651163661238 hagopy24\" style=\" position:relative;\">\n  <a name=\"section1651163661238\"><\/a>\n    <div\n    class=\"kv-control-placeholder kv-_section\"\n    data-kv-control=\"background\">\n  <\/div> <div class='kv-background  ' style=\" background-color: rgb(255,255,255);\">\n        \n        <div class='kv-background-inner '  style=\"\n          \n          \n          \n          background-color: rgb(255,255,255);\n          \"><\/div>\n          \n<\/div>\n\n  <div class=\"position-relative kv-content\">\n    <div\n    class=\"kv-control-placeholder kv-_section\"\n    data-kv-control=\"content\">\n  <\/div> <div class=\"kv-ee-section kv-ee-section--lg\"><div class=\"kv-ee-container\"><div class=\"kv-ee-row\"><div class=\"kv-ee-col-lg-10 kv-ee-offset-lg-1 kv-ee-align-left kv-notify-inview kv-ee-section-text\">   <p class=\"kv-ee-description\" data-type=\"text\" tabindex=\"0\">The world of finance and investing continues to get more complex and confusing with each passing day. We are overwhelmed with information from a wide range of sources. \u201cWhat am I to believe? What\u2019s important? What does it mean? How does it apply to me and my situation?\u201d And the stakes have never been higher for the ten thousand baby boomers that are retiring each day.<br><br>I\u2019ve had an up-close seat in the world of finance since the mid-1990s. I\u2019ve witnessed in real time the internet stock melt-up, tech crash, real estate bubble and bust, global financial crisis, Fed-induced bull market, coronavirus crash, and the worst inflation in four decades. And I\u2019m sure the future has more in store for us. Understanding and navigating these precarious waters is essential to ensuring the financial stability needed to fund an enjoyable lifestyle.\n<br><br>I\u2019m here to help. I have an uncommon ability to take complicated financial concepts and boil them down to bite-sized entertaining and actionable <a data-href=\"\/insights\" href=\"\/insights\">insights <\/a>that are easily understood. This blog is my gift to those that seek to understand money, investing, and retirement in a rapidly changing world.<br><br>         Enjoy. <br><br>\n\nGregg M. Indovina\n<br>Chief Investment Officer&nbsp;&nbsp;<br><br><span data-prop=\"description\" class=\"ck-editable-element\" data-editable=\"basic\" style=\"display:none;\"><\/span><\/p>  <\/div><\/div><\/div><\/div>\n  <\/div>\n<\/section>\n<style scoped>.hagopy24 .kv-ee-section-title{color:var(--kv-ee-title1)}.hagopy24 .kv-ee-description{line-height:1.75}.hagopy24 .kv-ee-overline{color:var(--kv-ee-text2);letter-spacing:.02em;margin-bottom:.25rem !important;margin-top:0 !important}.hagopy24 .kv-ee-align-left{text-align:left}.hagopy24 .kv-ee-align-center{text-align:center}.hagopy24 .kv-ee-align-center .kv-ee-section-subtitle,.hagopy24 .kv-ee-align-center .kv-ee-section-title,.hagopy24 .kv-ee-align-center .kv-ee-section-description{margin-left:auto;margin-right:auto}.hagopy24 .kv-ee-align-right{text-align:right}.hagopy24 .kv-ee-align-right .kv-ee-section-subtitle,.hagopy24 .kv-ee-align-right .kv-ee-section-title,.hagopy24 .kv-ee-align-right .kv-ee-section-description{margin-left:auto}.hagopy24 .kv-ee-button{margin-right:1rem}<\/style><div\n      class=\"kv-control-placeholder kv-_page\"\n      data-kv-control=\"3\">\n    <\/div> <section class=\"background-id_0adjacent section-1653493300170 jiberu12\" style=\" position:relative;\">\n  <a name=\"section1653493300170\"><\/a>\n    <div\n    class=\"kv-control-placeholder kv-_section\"\n    data-kv-control=\"background\">\n  <\/div> <div class='kv-background  ' style=\" background-color: rgb(249,249,249);\">\n        \n        <div class='kv-background-inner '  style=\"\n          \n          \n          \n          background-color: rgb(249,249,249);\n          \"><\/div>\n          \n<\/div>\n\n  <div class=\"position-relative kv-content\">\n    <div\n    class=\"kv-control-placeholder kv-_section\"\n    data-kv-control=\"content\">\n  <\/div> <div class=\"kv-ee-section kv-ee-section--md kv-ee-align-left \">  <div class=\"kv-ee-container\"><div class=\"kv-ee-row\"><div class=\"kv-ee-col-lg-6 kv-ee-title-col \"> <h2 class=\"kv-ee-section-title kv-ee-section-title--md\" data-type=\"text\" tabindex=\"0\">Subscribe<span data-prop=\"title\" class=\"ck-editable-element\" data-editable=\"basic\" style=\"display:none;\"><\/span><\/h2> <\/div><div class=\"kv-ee-col-lg-6 kv-ee-form-col\"> <p class=\"kv-ee-section-subtitle kv-ee-title--sm\" data-type=\"text\" tabindex=\"0\">Sign up to receive timely notification of new content.<span data-prop=\"subtitle\" class=\"ck-editable-element\" data-editable=\"basic\" style=\"display:none;\"><\/span><\/p>  <form class=\"kv-ee-subscribe kv-ee-form-success-hide kv-ee-form-container\"><div class=\"kv-ee-section-text\"><\/div> <div class='kv-ee-hidden-form-data' data-sectionid='1653493300170'><\/div> <div class=\"kv-ee-form-fields\"><div class=\"kv-ee-form-group\"data-type=\"subscribe\"><input class=\"kv-ee-form-control\"id=\"fieldEmail\"type=\"email\"placeholder=\"Enter your e-mail address\"required=\"\"data-validation-required-message=\"Please enter your email address.\"aria-invalid=\"false\"aria-label=\"Enter your e-mail address\"><\/div> <button  class=\"\n    kv-ee-button kv-ee-submit kv-ee-button-sm undefined\n    kv-ee-button-dynamic-buttons kv-button-instant-edit\n    undefined kv-ee-button-primary\n  \" data-index=\"0\" data-type=\"button\" tabindex=\"0\"  data-property=\"formData.submitButton\" >\n    \n    <div style=\"\">Subscribe<div\n      data-editable=\"button\"\n      data-prop=\"formData.submitButton.title\"\n      style=\"display:none;\"><\/div>\n    <\/div>\n  <\/button> <\/div><div class=\"kv-ee-captcha-field-wrapper\"><\/div> <div class=\"kv-ee-fieldSubscribe-container\">\n      <label>\n        <input\n          type=\"checkbox\"\n          id=\"fieldSubscribe\"\n          value=true\n          style=\"display: none\"\n          data-nameLabel=\"By submitting your information, you are granting us permission to email you. 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.kv-ee-feature-modal-close-button .fa{color:var(--kv-ee-black)}<\/style><div\n      class=\"kv-control-placeholder kv-_page\"\n      data-kv-control=\"4\">\n    <\/div> <section class=\"background-id_0 section-1651516880797 hagopy24\" style=\" position:relative;\">\n  <a name=\"section1651516880797\"><\/a>\n    <div\n    class=\"kv-control-placeholder kv-_section\"\n    data-kv-control=\"background\">\n  <\/div> <div class='kv-background  ' style=\" background-color: rgb(255,255,255);\">\n        \n        <div class='kv-background-inner '  style=\"\n          \n          \n          \n          background-color: rgb(255,255,255);\n          \"><\/div>\n          \n<\/div>\n\n  <div class=\"position-relative kv-content\">\n    <div\n    class=\"kv-control-placeholder kv-_section\"\n    data-kv-control=\"content\">\n  <\/div> <div class=\"kv-ee-section kv-ee-section--sm\"><div class=\"kv-ee-container\"><div class=\"kv-ee-row\"><div class=\"kv-ee-col-lg-10 kv-ee-offset-lg-1 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